BEAUTIFUL 3.5-ROOM APARTMENT

We offer for sale in Morbio Inferiore, the bare ownership of a comfortable and bright 3.5-room apartment on the ground floor with balcony in a quiet residential area.
The apartment consists of an entrance hall, a large and bright living room, a spacious and comfortable kitchen with a covered balcony accessible from both the living area and the kitchen, a master bedroom, another bedroom and two bathrooms with shower/bathtub.
The building was completely renovated at the beginning of the 2000s.
Assigned cellar and private parking space.

The sale of the bare ownership of a property is a type of investment sale, the bare ownership essentially constitutes the ownership of the walls, the use and the right to live in the property remain with the usufructuary.
The value of the usufruct and consequently the bare ownership varies according to the age of the usufructuary since it is for life, the older the usufructuary the lower the value of the usufruct and the closer the bare ownership is to the market value of a free property. In this case the age of the usufructuary is 77 years. 
It follows that you can buy a property at a very advantageous price with the variable of not having it available immediately.
The value of the usufruct is CHF 145,000, therefore the full ownership (i.e. the property available and empty) is worth CHF 480,000.

Ask for our documentation for more information.