Life annuity, partially free. Additional surface area for renovation

Partially occupied life annuity. Moutier-Berne.
Magnificent renovation of an old farmhouse.
Sellers retain the right of habitation on the 129m2 apartment, studio, chalet à fondu and workshop. Available to the buyer are the barn to be eventually converted into a duplex, and the 3'5-room apartment with its parking space.
Life annuity terms are negotiable.
Moutier is just :
20 minutes from Delémont
50 minutes from Belfort TGV station
30 minutes from Biel
1h10 from Basel
1h10 from Neuchâtel
1h50 from Lausanne

Terms and conditions:
Market value: CHF. 1'225'000,-
Initial payment: CHF.600'000,- ( to be paid upon signature to the sellers; transfer of ownership is immediate)
Monthly annuity (to be paid to sellers): CHF. 2'500-
Sellers' age: F78/H83
Single payment without annuity is possible (mortgage is possible): CHF. 963'000,- (including agency fees)

The building occupies 464m2 of floor space on several levels. Extensive conversion potential.
This property is ideal for nature lovers, artists, DIY enthusiasts and .... of course, it's a paradise for children and animals.
This small hamlet (Le Clos) is surrounded by farmland and forests and is only 5km from Moutier town center.
This exceptional property was built in 1847 and partially rebuilt in 2005. It currently comprises 3 apartments: the spacious main dwelling of 129m2 and a 3.5-room apartment (currently rented). The main dwelling houses a studio with separate entrance, shower room and small fitted kitchen. The very large adjoining barn could also eventually be converted into several additional apartments or a very large duplex. The small, rustic chalet is perfect for barbecues with friends.
Additional info: This property has a closed, 3 independent garage for three cars, a 45.5m2 stone workshop, garage for 2 tractors at SS level, and numerous technical rooms. The house is very well maintained, very bright and the materials are of high quality. Underfloor oil-fired heating is complemented by the fireplace.

The vendors retain the right of habitation on the 129m2 apartment, the studio, the châlet à fondu and the workshop, 1 garage with the remainder being made available to the buyer.
Life annuity conditions are negotiable